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Learn commercial title, topic by topic.
Short primers and 146 quiz questions on title insurance coverage and endorsements, from the basics of a policy to identified-risk coverage. Your progress is saved on this device, no login needed.
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0 of 16 topics started · best scores add up to 0 of 146
Core topics
Title Insurance Basics
What a policy is, owner's vs loan, the one-time premium, and who's insured.
02The Policy Form: Covered Risks
The insuring provisions of the 2021 ALTA policies: what's covered, risk by risk.
03Exclusions from Coverage
The printed exclusions every policy carries, and why they exist.
04Schedule B Exceptions
Standard vs. special exceptions, getting rid of the standard ones, and the survey exception.
05Conditions & Claims
Notice, defense, proof of loss, valuation, and the old coinsurance clause.
06Endorsements 101
What endorsements do, how they change coverage, and the families you'll use most.
07Survey & ALTA/NSPS Standards
What an ALTA/NSPS survey is, Table A, certifications, and how surveys drive coverage.
08Closing & Escrow Basics
Settlement statements, good funds, payoffs, wires, closing protection letters and the gap.
Endorsement deep dives
Survey & Land Endorsements
ALTA 9 series (restrictions, encroachments, minerals), ALTA 25 and ALTA 28.
Access & Contiguity Endorsements
ALTA 17 (access and entry), 17.1, 17.2 utilities, and the ALTA 19 contiguity series.
Zoning Endorsements
The ALTA 3 series: classification and uses, completed structures, land under development, non-conforming use, no zoning.
Lender & Loan Endorsements
ALTA 6 variable rate, ALTA 14 future advances, ALTA 22 location, and ALTA 32/33 construction draws.
Condo & PUD Endorsements
ALTA 4 and 4.1 for condominiums, ALTA 5 and 5.1 for planned unit developments.
Commercial Deal Endorsements
ALTA 15 non-imputation, 26 subdivision, 39 policy authentication, 35 minerals, 41 water, and the 36 energy series.
Identified Risk Endorsements
ALTA 34 and 34.1: insuring a defined consequence of an exception that stays in the policy.
Bonus round & references
Mixed Bag
The original ten: lien deadlines, endorsements and state quirks.
Title term of the day
Abstract of title
A condensed history of the recorded documents affecting a parcel. Some states still require a certified abstract before a policy issues.
See it in the glossaryGlossary
94 title terms in plain English, A to Z.
BrowseEndorsement Library
Every ALTA form in plain English.
SearchEndorsement Finder
Three questions, a short list of forms.
FindQuiz content is educational and based on the public ALTA forms; confirm the current form and your state's rules.