2:55
Mechanics' Lien Overview — Part 1
What a mechanic's lien is and why it matters at the commercial closing table.
Watch on YouTube Episode page & related reading →DISCLAIMER: For informational and educational purposes only. Nothing here is legal advice, a title opinion, or a commitment to insure, and no attorney-client relationship is created. No one may rely on this content for any transaction or legal decision. Coverage is governed solely by the terms of an issued policy or commitment, and requirements vary by state and underwriter. Consult your own attorney and underwriter. Views are my own and not those of my employer.
The library
Short, plain-English commentary on the endorsements, coverages, and closing-table issues that decide commercial deals. Click any episode to play it right here. Filter by topic below.
2:55
What a mechanic's lien is and why it matters at the commercial closing table.
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2:14
The key terms of the ALTA 16 mezzanine financing endorsement, explained.
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0:40
Taylor Nelson of Butler Snow shares a quick take on FIRPTA at closing.
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2:41
A short title minute on a current commercial title topic.
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2:01
Five plays to keep your mechanic's-lien risk off the table.
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3:23
Straight talk on non-imputation coverage and the affidavit and indemnity it calls for.
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3:16
How title coverage works when the insured estate is a leasehold.
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4:44
What changed with the updated ALTA policy forms — and what it means for your deal.
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1:02
The ALTA 26 subdivision endorsement, in about a minute.
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1:31
What the ALTA 42 commercial lender group endorsement does and when to use it.
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3:35
A rundown of the ALTA forms that took effect July 1, 2021.
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3:25
How the ALTA 14 future-advances endorsement protects a lender's priority.
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3:25
How to read a title commitment and what to look for before you rely on it.
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3:20
What zoning coverage does — and doesn't — protect on a commercial property.
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2:50
Common mechanic's-lien problems that surface on commercial deals.
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2:54
The ALTA 3 zoning endorsement series, explained in plain terms.
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2:29
What the ALTA 9 endorsement covers around private rights and restrictions.
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1:17
Why legal access matters and how the access endorsement helps.
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3:06
An introduction to non-imputation coverage and when a deal needs it.
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1:47
When and why to use a modification endorsement on a loan policy.
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